Pay HMRC tax bills with any credit card

Take advantage of your interest free days, extend your payment period and improve your cash flow.

It only takes 2 minutes!

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HMRC does not accept personal credit cards – but we do!

With Billhop you can pay HMRC and other tax bills using both personal or corporate credit cards from any UK card issuer.

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Why Billhop?

Billhop is an online payment service that lets you pay any invoice or bill using your preferred debit or credit card.

With Billhop, there's no need for the recipients of the funds to accept card payments or be onboarded onto our system. This means you can continue using your personal credit card to pay your due taxes.

Once you confirm a payment, your card will be charged and HMRC will receive the funds as a bank transfer within 2-4 business days.

The Easy Way To Pay Your Tax Bills

Whether as an individual or a business, you can benefit from being able to pay your tax bills and other invoices by card.

By taking advantage of the interest-free payment period provided by your existing credit cards, you can choose to extend your payment time and even out your liquidity while improving your cash flow.

A Billhop account lets you manage and pay all of your bills in one secure place, making reconciliation and planning easy.

Use Billhop to pay all forms of HMRC Tax bills

VAT

Income tax

Corporation tax

Self assessment tax

Stamp duty land tax

Employer’s PAYE and National Insurance

The Benefits Of Using Billhop

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Leverage the interest free days on your credit card to improve your cash flow and ease any strain on your liquidity.

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Collect benefits and bonus points from your credit card rewards programme.

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Feel confident knowing your data is protected by the highest level of certified security practices.

FAQs

How does Billhop work?

Billhop is an online payment service that lets you pay your bills using the debit or credit card of your choice.

We don't require your end recipient or supplier to accept card payments or sign up to our service themselves. This means that a Billhop account lets you use your credit cards to pay bills that don't typically accept cards as payment.

Simply add your bill details, register a card and confirm the payment date. Your credit card will be charged and the funds will arrive in your recipient's account in 2-4 business days (depending on your card).

When will HMRC receive my payment?

HMRC will recieve payments made on Visa, Mastercard or Diners cards within 2 business days, while American Express requires up to 4 business days.

Please note that weekends and bank holidays are considered non-business days and should be accounted for in your planning.

Can I make several separate payments to HMRC?

Of course! You can make however many seperate payments you want, as long as they are in line with HMRC's requirements.

What details do I need to pay HMRC?

Certain details are always required in order to make payments to HMRC.

  • The HMRC account number and sort code (specifies where the payment should go)
  • Your reference number (tells HMRC who has sent the payment)

HMRC Accounts & Sort Codes

HMRC has two different accounts that your tax can be paid into. Your bill will tell you which account to pay in to. If you do not have a bill, or you’re not sure, HMRC recommends using HMRC Cumbernauld.

HMRC Cumbernauld - Account number: 12001039 / Sort Code: 08 32 10

HMRC Shipley - Account number: 12001020 / Sort Code: 08 32 10

Please note: If you are paying Class 2 National Insurance (if you do not pay through Self Assessment) then you will need a different account. This can be found on your slip.

Reference Numbers

You reference number is found on your paying in slip or in you online HMRC account.

Self Assesment: this is your 10-number Unique Taxpayer Reference (UTR) followed by the letter K (ex: 1234567891K). You must remember to add the "K" to the end of the 10 digits.

Corporation tax: this is your 17-character payslip reference for the accounting period you’re paying.

Which credit cards can I use with Billhop?

You can use any Visa, Mastercard, Diners Club or American Express card, just like you would any online purchase.

It's worth noting that American Express may require direct approval if you plan to make a particularly large payment that deviates from your normal spending patterns. If a payment is initially declined, it is important that you contact their customer service directly.

More questions

What details do you need?

In order to start making payments to HMRC, you will need to have some details from your bill on hand.

These include:

  • HMRC account number & sort code
  • Your reference number (So HMRC can identify you)

If you need help locating these details, please call HMRC directly, or send them an email.

Visit HMRC
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Important tax payment dates

Type

Date

UK Tax Year

April 6th to April 5th

Income tax

January 31st

National Insurance Contribution

October 31st

Payment on Account

July 31st

Corporation Tax

9 months & 1 day after the end of your accounting period

VAT

7th day of the 2nd month after your accounting period

Billhop is a payment institution that is regulated by and operates under the supervision of the Financial Conduct Authority (FCA) through the Temporary Passport Regime (FNR 748529). Billhop upholds industry best-in-class security standards including 2FA and issuer security solutions such as 3DS. All client funds are safeguarded through standard client funds account setup.