Free up cash on hand

Make use of the interest-free payment period on your credit card. When paying with your card, you can retain the cash until your credit statement is due. Your invoices get paid on time and your cash flow is improved.

Contact sales

Leverage your credit float

Defer payments by up to 90 days and hold on to your cash longer when you pay with a customised credit card provided by one of our card issuers.

Foster strong supplier relationship

Cultivate robust relationships when you pay suppliers on time or take advantage of early payment discounts without reducing your DPO.

Promote a healthier balance sheet

Unlike other financing options, card payments could be viewed as accounts payable. You can thus leverage your credit card to foster a healthier balance sheet.

How it works

Defer payments while paying your suppliers on time.

Step 1

Pay supplier invoice

Pay any supplier on our platform with a bespoke credit card from one of our partners.

Step 2

Supplier gets paid on time

Suppliers receive payment via regular bank transfer, without any need for onboarding or interaction with Billhop.

Step 3

Pay credit statement up to 90 days later

Hold on to cash for up to 90 days longer until your credit card statement is due. Free up funds and overcome liquidity challenges.

Improve Working Capital